I went with imglobal, they do package options (click the box look at what it offers click the next kind of deal). I chose them because it takes less of the worry out of choosing because I knew everything I was getting, if I wanted to add an adventure option to play rugby/go scuba diving, how much deductible I wanted (the customer service people were also pretty great and didn't make me feel stupid when I needed to know the difference between plan X and y).

Just my 2 cents